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Risk comparison of the pay-as-you-go pension system and the private funds
Kolafa, Ondřej ; Teplý, Petr (advisor) ; Hurt, Jan (referee)
of the bachelor's thesis Title: Risk comparison of the pay-as-you-go pension system and the private funds Author: Ondřej Kolafa Department: Department of Probability and Mathematical Statistics Supervisor: PhDr. Petr Teplý Ph.D., Finance and Capital Markets, Institue of Economic Studies, Faculty of Social Sciences, Charles University in Prague Abstract: The thesis deals with risks of the pay-as-you-go pension system and the private funds, that are meant for savings for pensions. The aim of the thesis is to compare these two totally different systems and evaluate their risks. Private funds topic points out a development of funds that are similar to the funds mentioned in the pension reform concepts that were planned or done in the Czech and Slovak Republic. The risk analysis of the pay-as-you-go pension system studies population development in the Czech Republic and its effect on pensions. Finally, achieved outcomes are used to compare the pure pay-as-you-go pension system with the pay-as-you-go pension system combined with private funds; these comparasions are based on different scenarios of the economic development. Keywords: risk, pensions, pension funds, pay-as-you-go
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Pension Systems Sustainability in the European Union
Bronec, Ondřej ; Schneider, Ondřej (advisor) ; Kopečná, Vědunka (referee)
This thesis explores the future of pension systems of the European Union and Norway in the period between years 2016 and 2080. Due to demographic trends in fertility and life expectancy the number of people in working age declines and the number of people applicable for public pensions grows. This leads to increase in pressure put on public pensions and increase in pension expenditure in terms of GDP. By using EUROPOP2015 population predictions together with several economic predictions from the 2018 Ageing Report this thesis tries to capture future scenarios of pension expenditure. The results suggest significant challenges for most countries in the EU. We further analyse the results under different series of demographic assumptions identifying fertility as the most important factor and noticing different behaviour among states of Western and Eastern Europe. Finally, we try to test possible parametric solutions to compensate for increases in pension expenditure. We arrive at the conclusion that 8-10 year increase in pensionable age would stabilize the expenditure up to the year 2080 and a similar result would be achieved by nominal pension growth being equal to only 60% to 70% of nominal wage growth.
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Risk comparison of the pay-as-you-go pension system and the private funds
Kolafa, Ondřej ; Teplý, Petr (advisor) ; Hurt, Jan (referee)
of the bachelor's thesis Title: Risk comparison of the pay-as-you-go pension system and the private funds Author: Ondřej Kolafa Department: Department of Probability and Mathematical Statistics Supervisor: PhDr. Petr Teplý Ph.D., Finance and Capital Markets, Institue of Economic Studies, Faculty of Social Sciences, Charles University in Prague Abstract: The thesis deals with risks of the pay-as-you-go pension system and the private funds, that are meant for savings for pensions. The aim of the thesis is to compare these two totally different systems and evaluate their risks. Private funds topic points out a development of funds that are similar to the funds mentioned in the pension reform concepts that were planned or done in the Czech and Slovak Republic. The risk analysis of the pay-as-you-go pension system studies population development in the Czech Republic and its effect on pensions. Finally, achieved outcomes are used to compare the pure pay-as-you-go pension system with the pay-as-you-go pension system combined with private funds; these comparasions are based on different scenarios of the economic development. Keywords: risk, pensions, pension funds, pay-as-you-go
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Actual state of using the Cloud Computing services in Czech companies
Janů, Jakub ; Margaris, Nikos (advisor) ; Burkoň, Lukáš (referee)
Bachelor thesis describes a method of delivery of information technology as a service via the Internet. This model is currently called the Cloud Computing. It is a relatively new trend in the IT branch and people currently often talk about it. The goal is to find out how much it's currently occurring in Czech companies, to come on its causes and to predict future developments. The theoretical part is based on summarizing knowledge of cloud computing from the available literature. Describes the definition of Cloud Computingu, its historical development, through the present, to estimate the future prognosis. Also the thesis shows the possible types of cloud computing, its advantages and disadvantages. Finally, it mentions possible obstacles before implementing Cloud Computing services to company. The practical part describes used research method to achieve the objectives. It consists in the profit of a sufficient number of relevant information obtained by questionnaire survey. In the end is a summary of the information gained by analyzing and interpreting, which is the goal of this thesis.
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Kľúčové faktory úspechu nasadenie cloudových služieb
Jerkovič, Martin ; Feuerlicht, Jiří (advisor) ; Burkoň, Lukáš (referee)
Bachelor Thesis deals with one of the biggest phenomenom of latest times in IT world -- cloud computing. Cloud computing is still "buzzword" and thus first part of Bachelor Thesis defines fundamentals, classification and characteristics of this revolutionary solution. Second part is analytical and it covers the biggest issues that come with adoption of cloud services such as security, compliance, IT organization and many others. Results of comprehensive analysis are used in third part which is the most important. It lists key success factors for adoption of cloud services which is also an objective of Thesis. They are defined as set of recommendations with brief description.
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